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	<title>Buy Here Pay Here Car Lots Blog</title>
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		<title>&#8220;Speculators&#8221; and The Economy</title>
		<link>http://buyherepayherecarlots.net/blog/2012/05/speculators-and-the-economy/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/05/speculators-and-the-economy/#comments</comments>
		<pubDate>Wed, 16 May 2012 13:28:10 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Car Buying]]></category>
		<category><![CDATA[Political]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=464</guid>
		<description><![CDATA[Gas has &#8220;retreated&#8221; to $92 per barrel. It it still quite high and no real price reduction has taken place at the pump. I doubt very much whether we will really see any serious reduction. However, another point should be &#8230; <a href="http://buyherepayherecarlots.net/blog/2012/05/speculators-and-the-economy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Gas has &#8220;retreated&#8221; to $92 per barrel.  It it still quite high and no real price reduction has taken place at the pump.  I doubt very much whether we will really see any serious reduction.  However, another point should be made here. When oil prices skyrocket and gas is high, President Obama blamed evil greddy &#8220;speculators&#8221;.  He railed against them.  He held them accountable for driving prices up and making our lives miserable as a result.  He didn&#8217;t discuss his war on fossil fuels, but that&#8217;s for another blog.  However, now that prices are going down, and gas prices are retreating, are the &#8220;speculators&#8221; given praise for their business acumen?  The media won&#8217;t do that.  The President won&#8217;t do that.  </p>
<p>The point being ,that it  is easy to demonize and vilify the evil &#8220;speculators&#8221;.  They are a red-herring.  &#8220;Speculators&#8221; are investors and that&#8217;s is all they are.  In a capitalistic society, investing in the futures market is a cornerstone of free market trading.  Prices of commodities go up and go down. That not only includes oil, but corn, sugar, cotton, natural gas, pork bellies and other commodities.  Are all of these people &#8220;speculators&#8221;?  </p>
<p>This demonetization of our capitalistic economy is rampant in this Obama &#8220;reign&#8221;.  Attack capitalism and villify practices that have made our economy the envy of the world.  Make our economic system seem unfair and outdated.  Portray the system as tilted and a &#8220;bully&#8221; yto the average guy.  The fact of the matter is, that, while this economic system isn&#8217;t perfect, it is responsible for producing the grratrs society inthe history of mankind.  Under Obama our economy is patently unfair.  only the few are getting ahead.  He blames our economic system and not his own policies.  He rips a system that has produced the wealthiest society the world has ever sen.  Our economic problems are the fault of OUR economic system. It needs to be changed, according to Obama. Please understand that this guy has to be defeated to preserve our life, liberty, and pursuit of happiness.</p>
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		<title>The GM Bailout Lie</title>
		<link>http://buyherepayherecarlots.net/blog/2012/05/the-gm-bailout-lie/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/05/the-gm-bailout-lie/#comments</comments>
		<pubDate>Mon, 14 May 2012 14:38:54 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Car Buying]]></category>
		<category><![CDATA[Political]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=461</guid>
		<description><![CDATA[General Motors received a government bailout worth billions of taxpayer dollars. This was done to keep this industry alive. Obama is touting it as one of his biggest achievements. Big government works. I think not. what the Obama administration doesn&#8217;t &#8230; <a href="http://buyherepayherecarlots.net/blog/2012/05/the-gm-bailout-lie/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>General Motors received a government bailout worth billions of taxpayer dollars. This was done to keep this industry alive.  Obama is touting it as one of his biggest achievements.  Big government works.  I think not.  what the Obama administration doesn&#8217;t want anyone to know is that General Motors owes the taxpayers 65 BILLION dollars.  Yes, that&#8217;s right 65 BILLION.  How are we going to get that back? Just wondering, folks.</p>
<p>Let&#8217;s put this Obama success story into some perspective here.  What Obama did was to undergo a managed bankruptcy.  He did the very thing that he is attacking Mitt Romney for doing when he was at Bain.  The big difference here is that Romney took all the risk.  He did not use taxpayer money for his ventures.  </p>
<p>Obama&#8217;s plan put tens of thousands out of work by closing dealerships and eliminating a product line (Pontiac). He engineered sales by instituting a cash-for-clunkers boondoogle that took tens of thousands of solid ,reliable, recyclable used cars off the market and had them junked.  The result of this action caused a shortage of sound low end vehicles that appeal to the person looking for a second car or the low income buyer.</p>
<p>He also cheated the GM bondholders out of their investment in the company. They didn&#8217;t get paid back, and, normally, bondholders are the first to be paid back in a bankruptcy.  That was unprecedented.  This gives further credence to the idea that Obama pushed for this bailout to keep his union base working so they would support him in the coming reelection.  </p>
<p>Let capitalism work.  It has only built the greatest nation in the history of mankind.  Government needs to get out of the way and let our system take care of itself!   </p>
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		<title>Mortgage Madness from the Bank of America</title>
		<link>http://buyherepayherecarlots.net/blog/2012/05/mortgage-madness-from-the-bank-of-america/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/05/mortgage-madness-from-the-bank-of-america/#comments</comments>
		<pubDate>Wed, 09 May 2012 17:13:33 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Political]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=459</guid>
		<description><![CDATA[Is it fair for the Bank of America to forgive up to $150k worth of principle on people&#8217;s mortgages? Bank of America is doing this under certain circumstances for its mortgagees. The requirements are that mortgagees have to owe more &#8230; <a href="http://buyherepayherecarlots.net/blog/2012/05/mortgage-madness-from-the-bank-of-america/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Is it fair for the Bank of America to forgive up to $150k worth of principle on people&#8217;s mortgages?  Bank of America is doing this under certain circumstances for its mortgagees. The requirements are that mortgagees have to owe more than their house is worth.  They have to be 60 days behind on their mortgage. They have to be working, and their mortgage payments have to be over 25% of their monthly income. </p>
<p>This all sounds good for those people who fall into this category. What about the people who have struggled, sacrificed, and deferred their goals  to make payments because they have a sense of integrity, honor, and obligation.  Those payments are probably difficult to make, and what makes it worse, is that their homes aren&#8217;t worth what they owe.  However, these people are making their payments. It would be easy just to walk away, and say the hell with it; &#8220;take the home back&#8221;. They do not and what do they get for it? NOTHING!  The Bank of America is doing just what our government is doing, i.e. REWARDING irresponsible behavior, and punishing hard working, obligated, focused people.  </p>
<p>The bottom line here folks is easy to ascertain. Sadly, hard work pays off in 30 years, and laziness pays off immediately</p>
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		<title>The Government Boondoggle Called The Chevy Volt</title>
		<link>http://buyherepayherecarlots.net/blog/2012/05/the-government-boondoggle-called-the-chevy-volt/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/05/the-government-boondoggle-called-the-chevy-volt/#comments</comments>
		<pubDate>Mon, 07 May 2012 18:14:28 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Car Buying]]></category>
		<category><![CDATA[Political]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=457</guid>
		<description><![CDATA[The failure of the government made Chevy Volt. The government boondoggle called the Chevy Volt is just another example of Obama forced green energy initiative gone haywire. The taxpayers have been forced to invest billions of dollars in to an &#8230; <a href="http://buyherepayherecarlots.net/blog/2012/05/the-government-boondoggle-called-the-chevy-volt/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The failure of the government made Chevy Volt.  The government boondoggle called the Chevy Volt is just another example of Obama forced green energy initiative gone haywire.  The taxpayers have been forced to invest billions of dollars in to an car that only gets about 36 mpg with a range of less than 25 miles. The Volt is cumbersome and inefficient. Sales of these disasters have been abysmal.   That would be OK if the money used to develop this vehicle was private.  It was not.  The money was taxpayer dollars.  The Volt is another failed Obama initiative to destroy capitalism.  </p>
<p>If a battery operated vehicle was efficient, it would be profitable, and it would be produced en mass. People would buy this vehicle willingly  without government incentive.  An example of a privately researched and developed battery operated vehicle that SELLS is the Toyota Prius.  It has been quite successful.  It is not subsidized by a government handout.  It is a well designed efficient vehicle that offers the motorist sensible range at a fair price.  So capitalism works folks; without government interference. Just give the public a quality product at a fair price and they will buy it.  That is capitalism not forced socialism.  Capitalism not Socialism works.  Capitalism has created the richest and most powerful nation in the history of mankind.  why let anyone change it?</p>
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		<title>The Folly of Government Giveaway</title>
		<link>http://buyherepayherecarlots.net/blog/2012/05/the-folly-of-government-giveaway/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/05/the-folly-of-government-giveaway/#comments</comments>
		<pubDate>Tue, 01 May 2012 17:52:27 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Political]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=454</guid>
		<description><![CDATA[Giveaways by the government rarely work out for the benefit of the people that they are targeted for. The food stamp giveaway doesn&#8217;t help people find employment to provide for themselves. The health care giveaway doesn&#8217;t help pay for quality &#8230; <a href="http://buyherepayherecarlots.net/blog/2012/05/the-folly-of-government-giveaway/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Giveaways by the government rarely work out for the benefit of the people that they are targeted for.  The food stamp giveaway doesn&#8217;t help people find employment to provide for themselves.  The health care giveaway doesn&#8217;t help pay for quality care.  Instead many needy wait in long lines for care that is ultimately substandard.  The housing subsidy doesn&#8217;t allow for people to live where they chose.  Instead many live in slums with no hope of getting out.  </p>
<p>The reason for all the  is simple. The government cannot provide people with what they people really need i.e. upward mobility.  Upward mobility can only be provided from within.  This means providing opportunity to the folks.  Giveaways only lead to dependency.  The U.S. Government&#8217;s only mandate to its people should be clear and simple.  Give people a fair chance at success.  That doesn&#8217;t mean a guarantee of success, but a chance at it.  This is what our government should provide.  This should be our government&#8217;s only requirement to it&#8217;s people.  Any attempt at providing social justice is doomed to failure because it fosters dependency. </p>
<p>Democrats have made giveaways a major part of their party platform.  All giveaways do is shackle people and chain them to the government dole.  The reason why genereation after generation stays on the government dole is because it is too easy  to stay on this dole.  This is the easy way out.  Democrats &#8220;provide under&#8221; the guise of social justice.  This is enslavement plain and simple.  People will never break the chain of dependency under Deomcrat governance. we need a government that doesn&#8217;t only provide, but gets out of the way and allows for the individual to achieve success based on his own abilities.</p>
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		<title>Will gas creep up to $9 per gallon in three to fours years?</title>
		<link>http://buyherepayherecarlots.net/blog/2012/04/will-gas-creep-up-to-9-per-gallon-in-three-to-fours-years/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/04/will-gas-creep-up-to-9-per-gallon-in-three-to-fours-years/#comments</comments>
		<pubDate>Sat, 21 Apr 2012 16:51:31 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Car Buying]]></category>
		<category><![CDATA[Gas Prices]]></category>
		<category><![CDATA[Political]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=451</guid>
		<description><![CDATA[Will gas creep up to $9 per gallon in three to fours years? All indications say yes. It appears that this left leaning white House is all about weaning this country away from fossil fuels even though they are here &#8230; <a href="http://buyherepayherecarlots.net/blog/2012/04/will-gas-creep-up-to-9-per-gallon-in-three-to-fours-years/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Will gas creep up to $9 per gallon in three to fours years?  All indications say yes.  It appears that this left leaning white House is all about weaning this country away from fossil fuels even though they are here in abundance. We, unfortunately,  have a President who is actively trying to force the folks of this great country to become European with our  choices concerning our mobility.</p>
<p>Americans have always had a love affair with their cars. We take great pleasure in buying, maintaining, restoring, our vehicles.  They are an extension or ourselves.  Oftentimes, they define us.  This is typically American and it is something that we all should take great pride in. However, this love affair is coming to a brutal end with Mr. Divide and Rule.  It was Hope and Change in 2008, but now it appears it is Divide and Rule.  If we could only use our own resources in this country, we would have plenty of gas and our economy would be booming.  Our love affair could continue.  If anyone doubts this guy&#8217;s abhorrence to oil, as one has to do is look to his rejection of the Keystone Pipelin project.  That would add tens of thousands of jobs and hundreds of millions in sorely needed revenue.  Yet, this buffoon says no.</p>
<p>If we continue down this path of stupidity, we can count on $9 per gallon gas.  Maybe then, we will start having a love affair with our bicycles.  Believe me folks, Europe is a great place to visit, but the lifestyle there cannot compare to ours.  We don&#8217;t want there brand of government imposing its will on us.</p>
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		<title>Let The BHPH Consumer Decide</title>
		<link>http://buyherepayherecarlots.net/blog/2012/04/let-the-bhph-consumer-decide/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/04/let-the-bhph-consumer-decide/#comments</comments>
		<pubDate>Sat, 07 Apr 2012 14:06:10 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Buy Here Pay Here]]></category>
		<category><![CDATA[Car Buying]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=449</guid>
		<description><![CDATA[There has been a recent movement on the part of the federal government to stick its nose into the Buyhere Payhere industry. Many states are looking to curb BHPH car dealers regarding pricing and interest rate charges. This may seem &#8230; <a href="http://buyherepayherecarlots.net/blog/2012/04/let-the-bhph-consumer-decide/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>There has been a recent movement on the part of the federal government to stick its nose into the Buyhere Payhere industry.  Many states are looking to curb <a href="http://www.buyherepayherecarlots.net">BHPH car dealers</a> regarding pricing and interest rate charges.  This may seem as a good thing to the BHPH customer, but nothing could be further from the truth.  We believe BHPH customers are smart enough o realize when they are being swindled.  They can make their own choices without a government agency telling them what to do.  If a BHPH dealer is charging too much for the vehicle or assigning too much interest on a loan, then simply walk away from the deal.  There are plenty of other BHPH car lots that will be happy to take your business at a price and % rate you can accept. </p>
<p>The government&#8217;s intrusion in decisions we make in our daily lives is getting out of control.  The government wants to tell us what to eat, where to live, where we can send our kids to school, and, now, how much to pay for a car!  It is ridiculous.  Free will and free choice is the cornerstone of pour democracy.  Government only screws things up and makes things more expensive.  The typical BHPH car lot will be forced to charge more for the vehicle being sold, if the government starts mandating restrictions on dealers.  Lost revenue will only be passed on to the customer in the form of other charges, like administrative fees and acquisition charges.  The big banks were recently targeted by the government, and now, every little transaction that is made has a fee assigned to it.  Therefore, in a misguided effort at protecting consumers with stifling regulations , the costs are passed on to the little guy like you and me.  We do not want that to happen to the BHPH industry.  We will all lose, if that happens. The moral of the story is to let the consumer decide for himself ,and  let him use his own intelligence to determine what is right or wrong .</p>
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		<title>Buy Here Pay Here Maintenance</title>
		<link>http://buyherepayherecarlots.net/blog/2012/04/buy-here-pay-here-maintenance/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/04/buy-here-pay-here-maintenance/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 16:59:26 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Buy Here Pay Here]]></category>
		<category><![CDATA[Car Buying]]></category>
		<category><![CDATA[Car Maintenance]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=446</guid>
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		<title>What Ever Happened to the Cheap Car?</title>
		<link>http://buyherepayherecarlots.net/blog/2012/03/what-ever-happened-to-the-cheap-car-2/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/03/what-ever-happened-to-the-cheap-car-2/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 18:31:11 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Car Buying]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=443</guid>
		<description><![CDATA[]]></description>
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		<title>Solutions to The High Cost of Fuel</title>
		<link>http://buyherepayherecarlots.net/blog/2012/03/solutions-to-the-high-cost-of-fuel/</link>
		<comments>http://buyherepayherecarlots.net/blog/2012/03/solutions-to-the-high-cost-of-fuel/#comments</comments>
		<pubDate>Fri, 23 Mar 2012 13:53:31 +0000</pubDate>
		<dc:creator>bhphcarlots</dc:creator>
				<category><![CDATA[Buy Here Pay Here]]></category>
		<category><![CDATA[Car Buying]]></category>

		<guid isPermaLink="false">http://buyherepayherecarlots.net/blog/?p=439</guid>
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