Atlanta GA - 500 Down Payment - Used Car Loan


  Loan Application

  Search BHPH Car Lots By State

  Saving Money



  Automobile Loan

  Bank Accounts


  Buy Cheap BHPH Cars

  Buy Here Pay Here Buying Process

  Buy Here Pay Here Loans

  Buy Here Pay Here Online Shopping Process

  Buy Here Pay Here Warranty Process

  Buying Tips

  Car Insurance

  Children Saving Money

  Credit Cards

  Credit Score

  Direct Deposit

  Down Payment

  Friends and Investing

  Honest Car Dealers

  How to Buy Cheap Cars




  Online Insurance

  Questions to ask BHPH Car Dealers

  Questions to ask through E-Mail





Trust Fund

What to Bring to a BHPH Dealership

Starter Interupt Device

Typical Size of a BHPH Dealership

Who Should Buy from a BHPH Dealer
About Us

Site Map


Buying A Car in Atlanta, GA With Only 500 Down

Get Approved for Your Car loan before You Walk into the Car Dealership / Apply Here

Home > Bad Credit Car Loan Help

You Can Buy a Car in Atlanta with a $500 Down Payment
Do you currently need a car? Has your credit seen better days? Don't despair if you need a vehicle and you can only lay $500 down on the negotiating table. Of course, that sum might not be realistic if you have your sets sight on an upscale luxury car like a Mercedes. However, in Atlanta, if you focus on purchasing reasonably-priced transportation, you can buy a car with a small down payment.

Determine the Dealer's Down Payment Policy
In Atlanta, you can find a used car dealer who will work with you at brick-and-mortar locations as well as online. However, it's probably best to start online where you can take your time and survey the selections. Before you peruse the offerings at the various dealerships though, give them a call. Ask the sales manager if he absolutely requires a down payment and, if so, find out what minimum amount he'll agree to accept. In most instances, and certainly in the current economic climate, dealers want to sell cars. Therefore, many can afford to be a little lenient. Once you determine their down payment policy, you can search for the cars you are interested in online at the dealers that will provide the terms you require.

Obtain a CARFAX Report
You'll want to check out the amount of mileage on the car as well as its overall condition. Make sure you obtain a CARFAX report on each vehicle that you like as well. Many used car dealers provide links to free CARFAX reports on their web site so take advantage of this benefit if you can. If you find a dealer in Atlanta that doesn't provide a CARFAX link or listing online, then call him and ask him to supply you with a report. A CARFAX report is a good bartering tool as it can give you the history of the vehicle and help you determine what repairs may be needed as well as the actual mileage.

Give Careful Thought with Respect to your Selections
Visiting Atlanta car dealers online is good preparation for buying a car. Once you determine which cars you like, make a list of the benefits of each vehicle. For example, you may work in construction and need a small truck to haul your tools and equipment. Or, you may be a student who merely needs transportation to get to and from school. Give careful thought to what you are buying with respect to utility and economy. You might like the idea of a luxury vehicle, but a $500 down payment will lead you toward purchasing a vehicle that will provide you with your basic transportation needs.

Check out Online Financing Options
Check out financing online as well. Many car loans can be facilitated in Atlanta with a deposit of $500. In particular, subprime loans can be taken out for only $500 down, or even without a down payment. Take the initiative then to obtain a loan even if you have bad credit. No - you won't get as good of an interest rate but taking out such a loan gives you the opportunity to improve your credit score and obtain the transportation you need at the same time.

Choose a Reasonably Priced Vehcile
Just remember, whether you obtain a loan online or not, you have better chance for getting a loan if you choose a car that is not so pricey. As long as the amount you are financing isn't too great, you can find an auto dealer or lender in Atlanta that will be more than willing to see you put any type of equity towards the amount of your loan.

The Prerequisites for Obtaining a Car Loan
Keep in mind too the basic criteria for obtaining a loan - you must be at least 18 years old and have been employed for at least six months. In most cases, you can negotiate a deal for a car by meeting those two prerequisites alone.

Something is Better than Nothing
Using the above strategy, you should be able to finance a car for $500 down in the Atlanta metropolitan area. After all, something is better than nothing and the down payment is not necessarily set in stone.

Bad Credit Articles:

Damaged Credit Doesn't Mean You Don't Deserve a Second Chance

Is $500 Down Payment for my Next Car Enough?

How to Buy a Used Car From a Dealer

How to Get a Car for $500 Down or Less

I'm currently unemployed, have bad credit and need a car. What do I do?

I live in Memphis TN and have a 500 dollars down payment, will that be enough for a car I want to buy?

Buying A Car in Atlanta, GA With Only 500 Down

Is 1000 Down Enough to Buy My Next Car

10 Ways on how to get car insurance with bad credit

1000 Down payment - What Type of Vehicle Can I Expect?

How to Get a Car For Less Than $1000 Down

I'm in the Military and need a car - what do I have need to do to get a car loan?

500 Down payment - What Type of Vehicle Can I Expect?

Do you need advice negotiating for low down payments for your next car? We offer you free help, please read this article

I have a low down payment; can my LDP be enough to get me my next car loan?

Do you live in San Antonio and have a bad credit history and need a car loan? Please read this

Get a easy no credit check car loan. We offer free advice

Steps to take to Avoid Repossession

10 Ways to Improve your Credit Score after Bankruptcy

Get a car loan without a cosigner. Fast and Easy

Are Credit Reports Really "Free"? Or Is That A Scam?

10 Easy Ways to Get Auto Financing for Your Next Used Car

Rhode Island Bad Credit Automobile Car Loan

If you live in Florida and have bad credit and need a loan for your next car purchase, we ask you to read this article for your benefit

Do you live in Massachusetts and have bad credit? and need help getting your next car loan with no money down. Please read this

How To Raise and Improve Your Credit Score

9 Tips On How To Repair or Reestablish Your Bad Credit

What happens to an existing car loan if I were to buy another car



Apply For Your Bad Credit Car Loan