Buying A Car in Atlanta, GA With
Only 500 Down
Approved for Your Car loan before You Walk into the Car Dealership
Home > Bad
Credit Car Loan Help
You Can Buy a Car in Atlanta with a $500 Down
Do you currently need a car? Has your credit seen better days?
Don't despair if you need a vehicle and you can only lay $500
down on the negotiating table. Of course, that sum might not be
realistic if you have your sets sight on an upscale luxury car
like a Mercedes. However, in Atlanta,
if you focus on purchasing reasonably-priced transportation, you
can buy a car with a small down payment.
Determine the Dealer's Down Payment Policy
In Atlanta, you can find a used car dealer who will work with
you at brick-and-mortar locations as well as online. However,
it's probably best to start online where you can take your time
and survey the selections. Before you peruse the offerings at
the various dealerships though, give them a call. Ask the sales
manager if he absolutely requires a down payment and, if so, find
out what minimum amount he'll agree to accept. In most instances,
and certainly in the current economic climate, dealers want to
sell cars. Therefore, many can afford to be a little lenient.
Once you determine their down payment policy, you can search for
the cars you are interested in online at the dealers that will
provide the terms you require.
Obtain a CARFAX Report
You'll want to check out the amount of mileage on the car as well
as its overall condition. Make sure you obtain a CARFAX report
on each vehicle that you like as well. Many used car dealers provide
links to free CARFAX reports on their web site so take advantage
of this benefit if you can. If you find a dealer in Atlanta that
doesn't provide a CARFAX link or listing online, then call him
and ask him to supply you with a report. A CARFAX report is a
good bartering tool as it can give you the history of the vehicle
and help you determine what repairs may be needed as well as the
Give Careful Thought with Respect to your Selections
car dealers online is good preparation for buying a car. Once
you determine which cars you like, make a list of the benefits
of each vehicle. For example, you may work in construction and
need a small truck to haul your tools and equipment. Or, you may
be a student who merely needs transportation to get to and from
school. Give careful thought to what you are buying with respect
to utility and economy. You might like the idea of a luxury vehicle,
but a $500 down payment will lead you toward purchasing a vehicle
that will provide you with your basic transportation needs.
Check out Online Financing Options
Check out financing online as well. Many car loans can be facilitated
in Atlanta with a deposit of $500. In particular, subprime loans
can be taken out for only $500 down, or even without a down payment.
Take the initiative then to obtain a loan even if you have bad
credit. No - you won't get as good of an interest rate but taking
out such a loan gives you the opportunity to improve your credit
score and obtain the transportation you need at the same time.
Choose a Reasonably Priced Vehcile
Just remember, whether you obtain a loan online or not, you have
better chance for getting a loan if you choose a car that is not
so pricey. As long as the amount you are financing isn't too great,
you can find an auto dealer or lender in Atlanta that will be
more than willing to see you put any type of equity towards the
amount of your loan.
The Prerequisites for Obtaining a Car Loan
Keep in mind too the basic criteria for obtaining a loan - you
must be at least 18 years old and have been employed for at least
six months. In most cases, you can negotiate a deal for a car
by meeting those two prerequisites alone.
Something is Better than Nothing
Using the above strategy, you should be able to finance a car
for $500 down in the Atlanta metropolitan area. After all, something
is better than nothing and the down payment is not necessarily
set in stone.
Bad Credit Articles:
Credit Doesn't Mean You Don't Deserve a Second Chance
$500 Down Payment for my Next Car Enough?
to Buy a Used Car From a Dealer
to Get a Car for $500 Down or Less
currently unemployed, have bad credit and need a car. What do I do?
live in Memphis TN and have a 500 dollars down payment, will that be enough
for a car I want to buy?
A Car in Atlanta, GA With Only 500 Down
1000 Down Enough to Buy My Next Car
Ways on how to get car insurance with bad credit
Down payment - What Type of Vehicle Can I Expect?
to Get a Car For Less Than $1000 Down
in the Military and need a car - what do I have need to do to get a car loan?
Down payment - What Type of Vehicle Can I Expect?
you need advice negotiating for low down payments for your next car? We offer
you free help, please read this article
have a low down payment; can my LDP be enough to get me my next car loan?
you live in San Antonio and have a bad credit history and need a car loan? Please
a easy no credit check car loan. We offer free advice
to take to Avoid Repossession
Ways to Improve your Credit Score after Bankruptcy
a car loan without a cosigner. Fast and Easy
Credit Reports Really "Free"? Or Is That A Scam?
Easy Ways to Get Auto Financing for Your Next Used Car
Island Bad Credit Automobile Car Loan
you live in Florida and have bad credit and need a loan for your next car purchase,
we ask you to read this article for your benefit
you live in Massachusetts and have bad credit? and need help getting your next
car loan with no money down. Please read this
To Raise and Improve Your Credit Score
Tips On How To Repair or Reestablish Your Bad Credit
happens to an existing car loan if I were to buy another car
For Your Bad Credit Car Loan