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If My Car Breaks Down - What Do I Do? Tell a Friend

Get Approved for Your Bad Credit loan before You Walk into the Car Dealership / Apply Here

Home > Bad Credit Car Loan Help

Nobody likes sudden surprises, especially a nasty jolt like when your car breaks down.

If your car breaks down, here are some of the steps you should take to get back on the road safely and with as little stress involved as possible.

First, you'll probably have to get your car towed. If you're leasing the car, you may have some benefits built into your car loan agreement such as free towing - ditto if you're an AAA member.

Now, you'll have to get your car fixed. Again, if you're leasing the car from a car dealership with its own repair facilities, your car loan agreement might cover those repair costs dependent on the source of the break down and whether it's covered in your agreement. If you need to find an independent auto repair facility, use the internet as a powerful tool to find reputable facilities in your neighborhood. You should be able to easily find consumer reviews for most local auto repair places - which is an important consideration. Places like Yelp can help, and also just plugging in the name of auto repair facility, the city and the word "review" should generate results for you. While you're at it, if you've gotten a repair quote from your mechanic, research those prices too. It's bad enough that your car has suddenly broken down; the last thing you want is for that situation to be exploited by an unscrupulous car mechanic, so make sure to do your due diligence online.

Of course, you'll still need a car to get around in if your car breaks down. Again, look at your car loan agreement if applicable. Many car dealerships offer car loaner programs which offer auto repair deals, and free car rental services, or car loaner services in the event of a breakdown. While your car is in the shop getting repaired, having a free car loan is more than convenient. At the car dealerships, you'll be able to use the free car loaner for as long as your car is being repaired. Other related car loaner benefits could include door to door pickup, and delivery to the auto shop, and typically a car loaner is similar in make and model to your own car.

To recap, if your car breaks down, don't panic. Have it towed to either a local car repair facility or your car dealership's repair shop, and take advantage of the internet to pull up reviews on local car repair shops. Also, take advantage of any free towing resources (AAA, etc) you might have or any free car loaner programs that might be part of your car loan agreement as applicable. And in case your car loan agreement doesn't include a free car loaner program, ask what your upgrade possibilities might be. As mentioned, the inconvenience and frustration in having to deal with a car that breaks down unexpectedly can be annoying to say the least. Having the piece of mind associated with knowing that you won't have to worry about any of your transportation needs during your vehicle's repair is priceless, so even if you need to buy into a car loaner program (which should be at a nominal charge anyway), it might be worth the small added expense to do so.

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